Certificates of deposit (CDs) are an increasingly attractive investment option in the current market, offering a guaranteed return of 4% or more — some even offering yields of up to 4.75%.[0] Whether you’re looking to capitalize on your savings potential, generate income in retirement, or diversify your investment portfolio, CDs offer a low-risk way to […]
Continue reading CDs are a great way to save money, providing a safe and secure place to store your funds while earning higher-than-average interest rates. Now is a great time to consider locking in the best CD rates, as the federal funds rate may peak during the summer.[0] Here’s what you need to know about 3-month CDs […]
Continue reading Are you currently a print subscriber?[0] If so, you can receive complimentary online access to the latest news and updates. Print subscriptions which include online access are a great way to stay up-to-date with current events. At NerdWallet’s Smart Money podcast, we answer your real-world money questions.[1] This week’s episode starts with a discussion on […]
Continue reading Discover the answers to your real-world money questions on the Smart Money podcast from NerdWallet![0] This week, we’re discussing when it’s appropriate to merge finances with a spouse or partner, or when it’s better to keep things separate. Our guest this week is Danny, who contacted us with a question about closing one of his […]
Continue reading Disagreements about money are a common issue between couples, and they often lead to arguments. A survey by GOBankingRates found that over 19% of Americans 18 and older argue with their significant other over finances, and it can be difficult to find a resolution that pleases both parties. Jake Hill, CEO of DebtHammer, says that […]
Continue reading Credit cards are an essential part of modern life and can be a great financial tool when used wisely.[0] With so many rewards credit cards on the market and a wide variety of benefits available, it can be difficult to decide which one is the best fit for you.[1] When choosing a card, consider the […]
Continue reading American homeowners are now eligible for a variety of tax credits and rebates that can help them save money and make their homes greener, thanks to the Inflation Reduction Act (IRA) of 2022. The IRA includes incentives like tax credits and rebate programs meant to encourage homeowner investment in energy efficiency and clean-energy technologies. Tax […]
Continue reading With the passage of the Inflation Reduction Act of 2022, American homeowners have access to a slew of incentives and tax credits for making energy-efficient updates to their homes.[0] The $1.6 billion in tax credits and rebates available in 2023 alone, as estimated by the Congressional Budget Office, is a huge win for homeowners looking […]
Continue reading Cohabitation is on the rise, with the Pew Research Center finding that in the last 30 years, the number of unmarried partners living together nearly tripled from 6 million to 17 million.[0] Now, 59 percent of adults aged 18 to 44 have cohabitated with an unmarried partner, which is 9 percent higher than the percentage […]
Continue reading Making the decision to open a joint account with your partner is a personal choice.[0] If you don’t, there are other ways to give each other money for joint expenses, but it will take extra steps.[1] But if you’re ready, it’s essential to be on the same page and research accounts that can be co-owned. […]
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