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At NerdWallet’s Smart Money podcast, we answer your real-world money questions.[1] This week’s episode starts with a discussion on the risks of merging finances with your partner, testing out ChatGPT’s ability to give financial advice, and how closing a credit card can impact your credit score.[2]

The #1 card with 0% interest until nearly 2025 is a great option to consider, but it’s important to close with caution.[3] Closing a credit card can negatively impact your credit rating, so it may be more prudent to request a product change instead.[3]

We also offer more from NerdWallet such as the latest news, sports, and e-newsletters for a price of $45.00, $49.00, and $49.00 respectively.

Finally, with the weather forecast for today, expect a mix of clouds and sun early followed by cloudy skies this afternoon with a high of 68F and light winds.[4] Later on, there is a chance of a shower or two during the evening, followed by partly cloudy skies overnight with a low of 57F and winds S at 10 to 15 mph.[4] Rain will be heavy at times in some storms with winds S at 20 to 30 mph and a high of 59F.[5]

Stay up-to-date on the latest news and events with print subscriptions which include online access.

0. “Smart Money: When to Merge Finances — or Not” McDuffie Progress, 13 Feb. 2023,

1. “Smart Money: ChatGPT vs. the Nerds, and Rental Properties” NBC Right Now, 6 Feb. 2023,

2. “Smart Money: When to Merge Finances — or Not” Corydon Times, 13 Feb. 2023,

3. “Smart Money: When to Merge Finances — or Not” The Cheyenne Post, 13 Feb. 2023,

4. “Smart Money: When to Merge Finances — or Not” The Hazard Herald, 13 Feb. 2023,

5. “Smart Money: When to Merge Finances — or Not” Miami County Republic, 13 Feb. 2023,