Strategies for Budgeting and Making Ends Meet

Budgeting for Unexpected Expenses: Strategies for Making Ends Meet

When it comes to budgeting, most people are apprehensive to take it on. Despite the potential to save money and better manage finances, the thought of tracking spending can be daunting. Fortunately, Tom Snyder, a retired engineer and financial coach in Grand Rapids, Michigan, has offered his insight on budgeting and how to make ends meet.[0]

When coaching people in his church about budgeting, Snyder advises to track spending to stay on top of expenses.[0] According to Snyder, “If we don’t track, we don’t know when to stop spending.”[0] Unexpected expenses can be especially challenging, but Snyder suggests prioritizing expenses to determine which bills are more important to pay than others. Additionally, it may be helpful to create a list of expenses and number them based on priority.[1]

In addition to budgeting for expected expenses, it’s important to prepare for the unexpected. Inclement weather and natural disasters can present additional financial strain, so it’s important to have a plan in place in case of emergency. Rainy days may bring showers and thunderstorms, but having a budget in place can keep finances afloat during unexpected circumstances.

Overall, budgeting for unexpected expenses is key for financial stability and security. By tracking spending, prioritizing expenses, and having a plan in place for emergency situations, individuals can better manage their finances and make ends meet.

0. “When it comes to budgeting, focus on what’s most important to you and your family, which could be sports teams …” Shelbynews, 15 Feb. 2023,

1. “ChatGPT: How to Manage Finances As a Parent?” DataDrivenInvestor, 13 Feb. 2023,