{"id":6044,"date":"2023-02-11T16:01:56","date_gmt":"2023-02-11T22:01:56","guid":{"rendered":"https:\/\/dudleymediagroup.com\/opening-a-joint-account-questions-to-ask-retirement-goals-to-discuss\/"},"modified":"2023-02-11T16:01:56","modified_gmt":"2023-02-11T22:01:56","slug":"opening-a-joint-account-questions-to-ask-retirement-goals-to-discuss","status":"publish","type":"post","link":"https:\/\/dudleymediagroup.com\/opening-a-joint-account-questions-to-ask-retirement-goals-to-discuss\/","title":{"rendered":"Opening a Joint Account: Questions to Ask &#038; Retirement Goals to Discuss"},"content":{"rendered":"<p>Making the decision to open a joint account with your partner is a personal choice.<sup id=\"cite_ref1-0\" class=\"reference\"><a href=\"#cite_note1-0\">[0]<\/a><\/sup> If you don\u2019t, there are other ways to give each other money for joint expenses, but it will take extra steps.<sup id=\"cite_ref1-1\" class=\"reference\"><a href=\"#cite_note1-1\">[1]<\/a><\/sup> But if you\u2019re ready, it\u2019s essential to be on the same page and research accounts that can be co-owned. You\u2019ll need documents and identification for both of you, and it\u2019s a good idea to ask your future spouse some financial questions, such as if they have any debt, how much debt they have, what their financial goals and dreams are, what their financial priorities are, and what their retirement goals are.<sup id=\"cite_ref1-2\" class=\"reference\"><a href=\"#cite_note1-2\">[2]<\/a><\/sup> Having these conversations can improve your relationship and help you make smart money moves together.<sup id=\"cite_ref1-3\" class=\"reference\"><a href=\"#cite_note1-3\">[3]<\/a><\/sup> Married couples may opt to share a credit card, or they may choose to combine their finances into joint accounts.<sup id=\"cite_ref1-0\" class=\"reference\"><a href=\"#cite_note1-0\">[0]<\/a><\/sup> If you do choose to open a joint account, it\u2019s important to have honest conversations about the arrangement.<sup id=\"cite_ref1-0\" class=\"reference\"><a href=\"#cite_note1-0\">[0]<\/a><\/sup> Lastly, make sure to talk about your retirement goals together and make a plan to ensure you\u2019re both on the same page.<sup id=\"cite_ref1-4\" class=\"reference\"><a href=\"#cite_note1-4\">[4]<\/a><\/sup><\/p>\n<p><span id=\"cite_note1-0\">0. <\/span>&#8220;Financial Steps to Take Once You&#8217;re Married in 2023&#8221; Benzinga, 10 Feb. 2023, <a target=\"_blank\" href=\"https:\/\/www.benzinga.com\/pressreleases\/23\/02\/30860048\/financial-steps-to-take-once-youre-married-in-2023\" rel=\"noopener nofollow\">https:\/\/www.benzinga.com\/pressreleases\/23\/02\/30860048\/financial-steps-to-take-once-youre-married-in-2023<\/a><\/p>\n<p><span id=\"cite_note1-1\">1. <\/span>&#8220;3 Financial Check-ins for Newly Engaged Couples&#8221; msnNOW, 9 Feb. 2023, <a target=\"_blank\" href=\"https:\/\/www.msn.com\/en-us\/money\/personalfinance\/3-financial-check-ins-for-newly-engaged-couples\/ar-AA17igIL\" rel=\"noopener nofollow\">https:\/\/www.msn.com\/en-us\/money\/personalfinance\/3-financial-check-ins-for-newly-engaged-couples\/ar-AA17igIL<\/a><\/p>\n<p><span id=\"cite_note1-2\">2. <\/span>&#8220;Just Married: Ask These 5 Questions Before Deciding on a Credit Card With Your Spouse&#8221; The Motley Fool, 9 Feb. 2023, <a target=\"_blank\" href=\"https:\/\/www.fool.com\/the-ascent\/credit-cards\/articles\/just-married-ask-these-5-questions-before-deciding-on-a-credit-card-with-your-spouse\/\" rel=\"noopener nofollow\">https:\/\/www.fool.com\/the-ascent\/credit-cards\/articles\/just-married-ask-these-5-questions-before-deciding-on-a-credit-card-with-your-spouse\/<\/a><\/p>\n<p><span id=\"cite_note1-3\">3. <\/span>&#8220;12 Money Talks with Your Partner That Will Improve Your Relationship&#8221; Yahoo Finance, 11 Feb. 2023, <a target=\"_blank\" href=\"https:\/\/finance.yahoo.com\/news\/12-money-talks-partner-improve-130300777.html\" rel=\"noopener nofollow\">https:\/\/finance.yahoo.com\/news\/12-money-talks-partner-improve-130300777.html<\/a><\/p>\n<p><span id=\"cite_note1-4\">4. <\/span>&#8220;Should We Have a Joint Bank Account as an Unmarried Couple?&#8221; The Killeen Daily Herald, 11 Feb. 2023, <a target=\"_blank\" href=\"https:\/\/kdhnews.com\/news\/nation\/should-we-have-a-joint-bank-account-as-an-unmarried-couple\/article_56c4647f-4d57-5cea-8295-c0ed99508d5a.html\" rel=\"noopener nofollow\">https:\/\/kdhnews.com\/news\/nation\/should-we-have-a-joint-bank-account-as-an-unmarried-couple\/article_56c4647f-4d57-5cea-8295-c0ed99508d5a.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Making the decision to open a joint account with your partner is a personal choice.[0] If you don\u2019t, there are other ways to give each other money for joint expenses, but it will take extra steps.[1] But if you\u2019re ready, it\u2019s essential to be on the same page and research accounts that can be co-owned. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":6043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[],"_links":{"self":[{"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/posts\/6044"}],"collection":[{"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/comments?post=6044"}],"version-history":[{"count":0,"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/posts\/6044\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/media\/6043"}],"wp:attachment":[{"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/media?parent=6044"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/categories?post=6044"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dudleymediagroup.com\/wp-json\/wp\/v2\/tags?post=6044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}