Bipartisan Senators Working to Retool Social Security, Avert Funding Shortfall
As the Social Security trust fund is projected to be depleted by 2032, a group of bipartisan senators is working to retool the program in order to avert a funding shortfall.[0] Currently, Americans can begin collecting Social Security benefits at age 62, but they receive less money every month than they would if they had […]
Continue reading Navigating the Personal Loan Process: Tips for Finding the Right Lender
Taking out a personal loan can be a great way to manage debt and get back on track financially. Unfortunately, I recently learned the hard way that taking out a loan isn’t as easy as it looks. After my wedding in 2021, I applied for a loan to help me pay off my credit card […]
Continue reading Strategies for Budgeting and Making Ends Meet
Budgeting for Unexpected Expenses: Strategies for Making Ends Meet When it comes to budgeting, most people are apprehensive to take it on. Despite the potential to save money and better manage finances, the thought of tracking spending can be daunting. Fortunately, Tom Snyder, a retired engineer and financial coach in Grand Rapids, Michigan, has offered […]
Continue reading Creating a Budget with the 50/30/20 Rule: Tips and Tricks to Manage Your Finances
Creating a budget and managing your finances is a crucial part of living a financially healthy life. However, it can be difficult to decide what constitutes a need vs a want.[0] This article will discuss the 50/30/20 rule, and offer tips and tricks to help you make the distinction and create a budget that works […]
Continue reading How to Get Approved for a Personal Loan with the Best Terms and Interest Rates
Personal loans can be a great way to cover expenses, but getting approved with the best terms and interest rates can be difficult, especially for those with less-than-stellar credit.[0] While longer loan terms can mean lower monthly payments, they can also lead to higher total loan costs and stricter eligibility conditions.[1] Additionally, there are risks […]
Continue reading Maximize Your Savings Potential with CDs
Are you looking to capitalize on your savings potential?[0] Certificates of deposit, or CDs, are a great way to do just that.[1] They are safe investments established through a bank or credit union that offer higher interest rates than traditional savings accounts — currently more than 4% — allowing you to make more on your […]
Continue reading Demystifying ADHD: A Look at How Professionals and Educators are Working to Bring Understanding to the Condition
Texas psychiatrist Dawn Brown is helping to demystify Attention Deficit Hyperactivity Disorder (ADHD) by providing both parents and children with the tools they need to understand and manage the neurological disorder. Brown was diagnosed with ADHD at the age of 31 and her treatment plan includes a mix of medication and behavioral management, also known […]
Continue reading Choosing the Right Financial Professional for Your Needs
When making decisions about your financial future, it is often prudent to seek the advice of a financial professional. However, it is important to know which type of financial professional is the best fit for you and your needs. There are many options, such as financial advisors, investment advisers, and fee-based financial advisors. When interviewing […]
Continue reading Demystifying ADHD: Brown, Jinks, and Slater Team Up to Help Kids
Texas psychiatrist Dawn Brown is demystifying Attention Deficit Hyperactivity Disorder (ADHD) for both children and parents alike. Brown knows firsthand the struggles associated with ADHD, having received her own diagnosis at age 31. She believes that a combination of medication and ADHD coaching is the best way to treat the disorder. With ADHD coaching, children […]
Continue reading Money Matters: Why Couples Should Talk About Finances Early in the Relationship
Financial difficulties and tensions are often cited as major contributors to relationship difficulties and divorces.[0] Disagreements about money are not unusual between couples, and the thought of discussing family finances can be a source of stress and anxiety.[1] Money can be a touchy subject — even with your spouse — but there are valid reasons […]
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